NextGear What Matters Most
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What Matters Most?

What Matters to Us

From humble beginnings, NextGear Capital has grown in to the industry’s most comprehensive provider of products and services. With that success came the opportunity to service businesses across the country – businesses, like ours, that just needed someone to believe enough in their potential to get behind them and support their efforts. We go beyond what you’d expect from a lender.  We are your consultative partner, and relationships and people come first.

We’re a proud financial partner to dealerships both big and small, because we know that regardless of the size or location of your lot, at the end of the day nothing drives business like the passion behind it… and that starts with what matters most to you.

Beyond four doors: Our floor plans are available for both new and used inventory on everything from wholesale and rental to marine and RV.

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Our credit lines are accepted at over 1,000 auctions and accessible with other inventory sources throughout the U.S.

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A local representative and talented support staff complement our mobile and web apps providing you with industry leading customer service.

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Delray, FL
Steve Smile

Country Club Auto

Owner: Steve Muschlitz
Delray, FL

When Steve Muschlitz founded Country Club Auto in 2004, his sights were set on providing southern Florida with the highest quality used cars, trucks and SUVs in the market. Little did he know, his small dealership would blossom into one of Delray Florida’s most valuable assets, Wheels From the Heart. After a decade in business, and having assisted every customer type imaginable, Steve noticed that one group in particular was being underserviced – single moms. Steve couldn’t help but think he could do something to make a difference, and positively impact some lives along the way. To date, Steve’s organization, Wheels From the Heart, has provided dozens of women with the reliable transportation they need at no cost to them. Steve sums it up perfectly, “the saying is, if you give a single mom a ride to work, she works for a day. If you give her a car she drives to a much better life”. NextGear Capital is a proud financial provider to Steve and dealers just like him all across the country that find ways to help their customers drive to a better life every day.

To find out how you can help Steve provide support to single moms in need, please visit

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