Get a floor plan built for you!
As the leading provider in flexible floor plans, NextGear Capital delivers the scale and availability you need to source inventory from anywhere, with the tailored service you need to for long-term success as an independent dealer.
Heather Moreno | Lightning Motorsports
Everything we do, we do for you
One size doesn’t fit all
At NextGear Capital, we understand that every independent dealer faces unique challenges. We’re committed to providing floor plans and financing solutions tailored to your business’s specific needs and goals.
Personalized Terms
We get to know you and your business, creating a unique floor plan with terms catered to you.
Flex Pricing
Keep cash in-hand longer with deferred payments on floored vehicles from any source.
First Gear
New dealers get an introductory line of credit without submitting the standard paperwork at application.
Family A Automax
We invest in you and your community
Since 2013, NextGear Capital has worked with thousands of independent dealers from around the globe to deliver the flexible financing they need to thrive in today’s competitive landscape. But we’re so much more than a floor plan provider. We take the time to understand your unique needs, market, community, and goals. So we’re not just providing funds in the short term — we’re giving you a foundation for long term success.
From flexible plan terms, to personalized support, we’re built to respond to your challenges, and help you meet your own definition of success. And as the nation’s largest floor plan provider, we view it as our responsibility to constantly innovate with state-of-the-art account management tools, title services, records management products, and collateral protection options.
New ways to audit
Self-audits in the mobile app let you audit your own floored inventory, on your own schedule, from the convenience of your mobile device!
Greater flexibility
Our latest lending guidelines give your Portfolio Manager the ability to respond directly to your needs faster than ever.
Productivity on-the-go
Our mobile app is like a personal assistant in your pocket, making floor plan management fast and intuitive, no matter where you are.
Powerful Stories.
Powerful Results.
Not sure if a floor plan is right for you? Read about how these independent dealers achieved their goals with help from NextGear Capital.2
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“Our local representative, Mina, is amazing. She’s trustworthy, we can count on her to be there at every auction.”
Marcos Esquivel
Esquivel Auto Depot
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“As I’ve grown, NextGear Capital has grown with us. If it weren’t for them, we definitely wouldn’t be where we’re at right now“
Joe Mok
GMotorCars Inc
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“My NextGear Capital floor plan allowed me to polish my business and free up money, without negatively affecting my cash flow.”
Chris Tingler
Car Shop Inc.
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“They listened, they made changes, they’ve streamlined the audit process, they’ve worked with the auditors and I have found NextGear Capital to be incredibly responsive.”
Heather Moreno
Lightning Motorsports
Put NextGear Capital to work powering your dealership
Let us know how we can help.
Get Started
Open a Floor Plan
Apply for a NextGear Capital line of credit today. We just need a little information first.
Get Started
Talk to a Rep
Learn how NextGear Capital can help you grow your business and achieve your goals.
Current Clients
Resource Center
Explore our resource center for tutorials and tips for getting the most out of your floor plan.
Current Clients
Get Support
Contact us with questions about your floor plan or for support with your account.
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