We’re here to power you
As the leading provider in flexible floor plan options, NextGear Capital delivers the scale and availability you need to source inventory from anywhere, with the tailored and responsive service you need to succeed as an independent dealer.
Joe Reber | Portfolio Manager
We power you by being…
One size doesn’t fit all
At NextGear Capital, we understand that every independent dealer faces unique challenges. We’re committed to providing floor plans and financing solutions tailored to your business’s specific needs and goals.
Personalized Terms
We get to know you and your business, creating a unique floor plan with terms catered to you.
Flex Pricing
Keep cash in-hand longer with deferred payments on floored vehicles from any source.
First Gear
New dealers get an introductory line of credit without submitting the standard paperwork at application.
We invest in independent dealers and their communities
Since 2013, NextGear Capital has worked with thousands of independent dealers from around the globe to deliver the flexible financing they need to thrive in today’s competitive landscape. But our mission is to be so much more than a floor plan provider. Everyone on our team aims to truly understand every client’s unique needs, market, community, and goals. So we’re not just providing funds in the short term — we’re giving dealers buying power and expert guidance that can serve as a stable, long-term foundation for their business.
That core goal is reflected in every decision we make and service we provide. From flexible lines of credit, to an evolving array of supporting solutions, we’re built to empower independent dealers of all sizes, and help them meet their own definition of success. And as the nation’s largest floor plan provider, we view it as our responsibility to constantly innovate with state-of-the-art account management tools, title services, records management products, and collateral protection options.
New ways to audit
Self-audits in the mobile app let you audit your own floored inventory, on your own schedule, from the convenience of your mobile device!
Greater flexibility
Our latest lending guidelines give your Portfolio Manager greater autonomy, so they can respond directly to your needs faster than ever.
Productivity on-the-go
Our mobile app is like a personal assistant in your pocket, making floor plan management fast and intuitive, no matter where you are.
Powerful Stories.
Powerful Results.
Not sure if a floor plan is right for you? Read about how these independent dealers achieved their goals with help from NextGear Capital.2
-
“Our local representative, Mina, is amazing. She’s trustworthy, we can count on her to be there at every auction.”
Marcos Esquivel
Esquivel Auto Depot
-
“As I’ve grown, NextGear Capital has grown with us. If it weren’t for them, we definitely wouldn’t be where we’re at right now“
Joe Mok
GMotorCars Inc
-
“My NextGear Capital floor plan allowed me to polish my business and free up money, without negatively affecting my cash flow.”
Chris Tingler
Car Shop Inc.
-
“They listened, they made changes, they’ve streamlined the audit process, they’ve worked with the auditors and I have found NextGear Capital to be incredibly responsive.”
Heather Moreno
Lightning Motorsports
See how you can power your dealership today
Please tell us a little about yourself and a member of our team will reach out.
Required form fields
By clicking “Talk to Us” you, in your individual capacity, and in any representative capacity (“You” and “Your”), hereby certify that the information you provide is true, complete, and accurate in all respects and that you are the subscriber of the telephone number and/or email address provided or are a customary user who has authority to provide this contact information. You hereby expressly authorize NextGear Capital, Inc., together with its subsidiaries, affiliates and parent companies (collectively, “NextGear Capital”) to communicate with You via facsimile transmissions, email, telephonic transmissions, both to a residential telephone line and/or cell phone, including text messaging, using an automatic telephone dialing system or an artificial or prerecorded voice message, and/or any other forms of communication, for any purpose, including general business matters, account information, marketing materials, collection, and/or any other communication needs. You agree that such express permission shall extend to any and all of the contact information that You have provided herein, including physical and email addresses, phone numbers, fax numbers, etc., and to such other addresses, phone numbers, email addresses, online chat, social media platforms, etc. that You may provide to NextGear Capital, or that NextGear Capital may obtain from any third party at a later date. You have authority to provide this consent because You are the subscriber of the telephone number or You are a customary user who has authority to consent to these communications. If You change Your telephone number(s), You agree to contact NextGear Capital immediately to advise of any such change.