Collection, Use and Retention of Customer Information
NextGear Capital recognizes and respects the privacy expectations of its customers. NextGear Capital collects, uses and retains non-public personal information about individual customers only where it believes it would be useful (and allowed by law) in offering NextGear Capital products, services and other financial products. This type of information includes the following:
- Details of your visit to the website, including traffic data, location data, logs and other communication data and the resources that you access and use on the website.
- Information about your computer and Internet connection, including IP address, operating system and browser type.
This pertains to all non-public personal information you provide to NextGear Capital through the website. Your information may be used as follows:
- To present the website and contents to you.
- To provide you with information, products or services that you request from us.
- To fulfill any other purposes for which you provide it.
- To provide you with information about your account.
- To notify you about changes to the website or any products or services we offer or provide.
- In any other way we may describe when you provide the information.
The cookies used by the website do not contain any personal information regarding the visitor, and do not retrieve any information from the visitor’s personal computer (other than your IP address and other similar information retrieved or retained in order to facilitate your use of the website). They are used only to enhance the user’s experience on the website, and to collect anonymous traffic data to enable us to provide a better web experience for the viewing public in general.
Maintaining Customer Privacy in Business Relationship with Third-Parties
If non-public personal identification information is presented to a third-party on NextGear Capital’s behalf, that third-party is to adhere to strict practices that provide for keeping such information confidential and not accessible to others.
Upon signing a NextGear Capital application for a specific product, you are authorizing us to release necessary information to obtain that product. No additional notice will be provided.
Website Links to Third-Party Affiliates
We work to protect the security of your information during transmission by using Secure Sockets Layer (SSL) software, which encrypts information you input. It is important for you to also protect against unauthorized access to your password and to your computer. Be sure to sign off when finished using a shared computer. Unfortunately, the transmission of information via the Internet is not completely secure. Although we do our best to protect your personal information, we cannot guarantee the security of your personal information transmitted to the website. Any transmission of personal information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained on the website.
Notice and Revisions
Collection and Use
Our web server tracks and collects general information about your visit to the website. We collect these statistics to determine the number of daily visitors to the website, the daily requests for particular files, and the types of browsers our visitors use. This data helps us to customize the website to better meet your on-line needs.
Effective Date: January 31, 2013