FLOOR PLANNING
What would you do with more cash flow?
A floor plan is a revolving line of credit used to purchase vehicles for your lot, freeing up cash and empowering your growth. Whether you want to expand your selection, invest in other parts of your dealership, or boost your buying power, a floor plan gives you freedom to go wherever you want to go next.
Beaverton Car Co.
Why choose a NextGear Capital floor plan?
One size doesn’t fit all
We know that no two dealerships are exactly alike. That’s why we offer a variety of financial products and services to support the unique needs of independent dealers like you. Our team will work with you to tailor your floor plan terms to align with your specific goals.
Flexible finance programs to fund the right cars for your lot.
Audit vehicles fast with multiple streamlined options.
How does it work?
Dealers use their floor plan credit to purchase cars from auctions or other sources. They then retail those units, and pay back the loan plus interest and fees — all while freeing up cash.
New and experienced dealers alike take advantage of floor plans to keep inventory coming in, and their dealerships growing when buying power is limited.
Apply for credit
Floor a vehicle
Make payments
Audit inventory
Pay off the loan
Join these successful dealers
Not sure if a floor plan is right for you? Read about how these independent dealers achieved their goals with help from NextGear Capital.2
-
“They listened, they made changes, they’ve streamlined the audit process, they’ve worked with the auditors and I have found NextGear Capital to be incredibly responsive.”
Heather Moreno
Lightning Motorsports
-
“My NextGear Capital floor plan allowed me to polish my business and free up money, without negatively affecting my cash flow.”
Chris Tingler
Car Shop Inc.
-
“Our relationship with our NextGear rep, it’s amazing. She always is providing me with ideas and tools to improve our business.”
Dean Strawn
AutoTrek
-
“You can use NextGear pretty much anywhere, they’ll help you grow.”
Hugo Orellena
Metro Area Auto Sales
-
“We use our floor plan on any vehicle we purchase at our discretion. We buy them from eBay, Craigslist, customers in our service department—and the ability to floor those cars on a need be basis is awesome.”
Dave Guttenberg
Automotive Imports
-
“I turn to NextGear Capital over other lenders because they know how to help me do more of the one thing I do – sell cars.“
Kathy Ward
Ward Motor Company
Want to dive deeper? Explore our account portal and audit process.
1 Certain conditions apply. All rights reserved. Dealers should refer to the terms and conditions of their Demand Promissory Note and Loan and Security Agreement (“Note”), the applicable Advance Schedule and any other written agreements with NextGear Capital, for complete details, terms and conditions. For certain source options referenced, you must be set up for non-purchase money financing to be eligible. All Advances made in California by NextGear Capital are made pursuant to NextGear Capital’s California Finance Lender License, #603G505.
2 This testimonial was received via interview, audio and/or video submission. It is based on the dealer’s individual experiences, reflecting real life experiences of that NextGear Capital dealer. NextGear Capital does not claim they are typical results that dealers generally will achieve. This dealer’s experiences may not be indicative of future performance or success of any other dealers. The testimonial may have been shortened so the whole message is not displayed due to length and/or relevance.
See how you can power your dealership today
Please tell us a little about yourself and a member of our team will reach out.
Required form fields
By clicking “Talk to Us” you, in your individual capacity, and in any representative capacity (“You” and “Your”), hereby certify that the information you provide is true, complete, and accurate in all respects and that you are the subscriber of the telephone number and/or email address provided or are a customary user who has authority to provide this contact information. You hereby expressly authorize NextGear Capital, Inc., together with its subsidiaries, affiliates and parent companies (collectively, “NextGear Capital”) to communicate with You via facsimile transmissions, email, telephonic transmissions, both to a residential telephone line and/or cell phone, including text messaging, using an automatic telephone dialing system or an artificial or prerecorded voice message, and/or any other forms of communication, for any purpose, including general business matters, account information, marketing materials, collection, and/or any other communication needs. You agree that such express permission shall extend to any and all of the contact information that You have provided herein, including physical and email addresses, phone numbers, fax numbers, etc., and to such other addresses, phone numbers, email addresses, online chat, social media platforms, etc. that You may provide to NextGear Capital, or that NextGear Capital may obtain from any third party at a later date. You have authority to provide this consent because You are the subscriber of the telephone number or You are a customary user who has authority to consent to these communications. If You change Your telephone number(s), You agree to contact NextGear Capital immediately to advise of any such change.