Welcome to Next Gear Capital

Powering You

On behalf of the entire Cox Automotive team, thank you for choosing NextGear Capital. Our mission is to help you succeed with more effective ways to floor plan, and power your dealership’s growth with versatile lines of credit.

We understand and appreciate that each dealership is different, and requires a personal touch. That’s why our Portfolio Managers will be there every step of the way to provide you with the insights and guidance you need to run a successful dealership. Additionally, our Client Service representatives are ready to serve your needs via phone, chat, or e-mail.

Welcome to NextGear Capital!

Getting Started with Your Line of Credit

Jump start your floor plan by taking advantage of the valuable dealer resources below. You can also download the entire welcome packet through the account portal. And if you ever need to get in touch you’re always welcome to contact us.


Managing Your Account

We’ve made it a breeze to manage your account anytime and anywhere with the Account Portal and mobile app.


Use Your Line of Credit

Maximize your floor plan with sourcing from thousands of auctions nationwide and even non-auction sources.


Frequently Asked Questions

Still have questions? We’ve got you covered. Find answers to the most common dealer questions.


Dealer Resource Hub

From case studies to tutorials, get the essential insights you need to succeed with a NextGear Capital floor plan.