Floor Plan Financing

Maximize buying power with
floor plan finance solutions

NextGear Capital provides over 23,000 dealers with the inventory finance solutions and buying power they need to be successful.

Floor plan finance options are popular within the automotive industry. However, not all inventory finance companies offer retail and dealership wholesale financing options. While some lenders are unable to properly serve independent dealers, NextGear Capital has proudly served the independent dealer market for over ten years. Our floor plan financing options allow dealers to finance nearly any type of remarketed unit. Lines of credit are customizable, flexible, and accessible throughout our expansive inventory sourcing network.

In addition to offering dealers access to over 1,000 live and online auctions, NextGear Capital provides inventory finance options for dealer-to-dealer purchases, trade-ins and off-street purchases. We proudly serve independent dealers with a consultative approach, ensuring every client receives a floor plan finance solution that makes sense for their business.


  • Competitive Interest Rates and Flexible Terms
  • Responsive, Reliable Customer Service and Support
  • Solutions are Easy to Understand and Simple to Use
  • Overall Value Provided by a Trustworthy Industry Leader

NextGear Capital floor plan finance programs offer independent dealers more than buying power. We support dealer clients with responsive customer service available by phone, online and if your business needs in-person support, our local representatives are on hand to service your account at your dealership. There aren’t one size fits all approaches when it comes to floor plan financing, and no one knows that better than NextGear Capital.

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