NextGear Capital is accepted at over 1,000 inventory sources in North America, including Manheim, CarMax, NPA, AutoNation, and hundreds of independent auctions (Universal Auction Sources).

For a current list of Universal Auction Sources, including online auctions, visit the Auctions page at nextgearcapital.com


Flooring non-auction inventory has never been easier with NextGear Capital. We offer additional sourcing opportunities that fit your individual needs and can help increase cash flow, giving you the freedom to get the inventory you need when, where and how you want it.

No other lender makes it this easy to maximize your floor plan with convenient sourcing options, including consumer loan payoffs, trade-ins, off-street purchases, rollovers from other lenders and dealer-to-dealer purchases.


Floor owned inventory that’s already on your lot to increase your cash flow when its most needed, using inventory you already have.

Floor non-auction inventory with Rapid Pay, the fast, simple way to manage purchases and expedite funding. Rapid Pay offers free overnight title delivery and priority servicing, inside Account Portal.