powering You With More Flexibility

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Whether you’re just starting out or you’ve been in the business for a long time, having more flexibility with your cash flow never gets old. That’s why our lines of credit are specific to the automotive industry, tailored to the unique needs of independent dealers and can be used to floor plan nearly any type of remarketed vehicle in automotive retail, wholesale, salvage, or specialty.*

For new dealers who’ve been in business for 6 months or less, First Gear gives you access to a line of credit that allows you to get your floor plan up and running fast.**

With Flex Pricing, you can defer payments on Manheim purchases. And on non-Manheim units, you’ll have a .01% principal reduction per period. Plus, you’ll save more with fewer fees on every vehicle no matter where it’s purchased.***

Competitively priced with flexible terms, NextGear Capital’s floor plans provide over 23,000 dealers the customized inventory finance solutions and additional buying power they need to be successful.

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Terms and Conditions:

*Certain conditions apply. All rights reserved. Subject to the terms of Dealer’s Demand Promissory Note and Loan and Security Agreement with NextGear

Capital, Inc. All Advances made in California by NextGear Capital are made pursuant to NextGear Capital’s California Finance Lender License, #603G505.

**Restrictions apply. First Gear is available only for dealers who have been in the automotive business for 6 consecutive calendar months or less. Click

“First gear” above for eligibility and more details. ***Restrictions apply. Not available in NY or SD. Click “Flex Pricing” above for eligibility and more details.